Finance EV Assets with Confidence
PositiEV Mobility's maintenance-first approach ensures fleet customers never default due to asset failures — delivering 30–40% blended IRR through a combination of stock rotation and operating lease models.
The Problems We Solve
Real challenges faced by industry participants — and why the status quo is broken.
Fleet Payment Defaults
EV fleet customers default when vehicles break down — current models have no mechanism to prevent defaults caused by asset failures.
Below-Market IRR
Existing EV lending models deliver lower-than-expected IRR, failing to justify the risk of financing early-stage EV brands.
Unscalable Asset-Heavy Models
Credit-heavy and asset-heavy financing models cannot scale beyond limited portfolio sizes without institutional capital support.
Limited EV Market Access
NBFCs lack a reliable channel to participate in India's rapidly growing EV sector without taking on excessive default risk.
By the Numbers
Returns That Outperform the Market
Our blended IRR model through stock rotation and operating leases consistently delivers 30–40% returns across the EV portfolio.
30–40%
Blended IRR
Average across portfolio
18%
Min Lease IRR
Operating lease floor
$1–5M
Soft Loan / CCD
Open for co-capital
₹8Cr
Equity Raise
At ₹40Cr valuation
How We Help NBFCs & Financiers
Targeted solutions built specifically for your segment — designed to eliminate your biggest pain points.
Maintenance-Controlled Default Prevention
Our in-house maintenance ensures EV fleets remain operational — so payment defaults due to asset failures are eliminated from your portfolio.
Blended High-IRR Model
Stock rotation at 2% margin per unit blended with operating leases at minimum 18% IRR delivers a 30–40% average across your EV portfolio.
Multiple Co-Finance Structures
Participate as equity, soft loan, asset finance, CCD, or OCD — flexible structures for different risk appetites and portfolio mandates.
Blended Retail Finance Partnerships
Support dealer-level rental programs and institutional fleet leasing through a structured retail finance partnership with guaranteed asset coverage.
Why NBFCs & Financiers Choose PvMo
Why Financiers Partner With PvMo
We don't just offer a service — we build partnerships that de-risk your operations and amplify returns at every stage of India's EV growth.
Reduced Default Risk
Maintenance control means fleet customers stay operational and payments keep flowing — no OEM-caused defaults.
Above-Market Returns
30–40% blended IRR significantly outperforms traditional NBFC portfolio returns in the EV space.
Multiple Entry Points
Equity, CCD, OCD, asset finance, soft loans — invest at the level and structure that suits your mandate.
India EV Market Exposure
Access India's 1.9 Cr annual EV sales market by 2030 through a structured, de-risked partnership.
NBFC Partners
Financial ecosystem partners currently collaborating with PositiEV.
Finance Partnership Inquiry
Interested in co-financing EV assets through PositiEV Mobility? Tell us about your NBFC, investment mandate, and portfolio size.
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Finance Partnership Inquiry
We'll get back to you within one business day.
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Who Else We Serve
PositiEV Mobility connects every stakeholder in India's EV value chain.
Partner With India's EV Asset Backbone
Partner with us to scale India's EV mobility backbone — from fleet operations and dealer networks to proprietary technology and engineering built for reliability at scale.
- End-to-end EV fleet leasing, charging, and maintenance
- Digital franchise platform and proprietary fleet management
- Engineering and uptime programs beyond OEM standards